1. After making a $156 payment, only $1.56 went to this person’s principal, and the rest went to interest.

2. This person was just about to celebrate paying off all their student loans when four cents in interest accrued while their payment was processing.

3. This person couldn’t even think about celebrating paying off their loans because it caused their credit score to drop nearly 80 points.

4. This person had a question about their student loans and spent over 1 hour and 47 minutes on hold…

